The Central Bank of Tajikistan announced the publication of an analytical report, "Artificial Intelligence in Central Asian Financial Markets 2025." The report, the largest comprehensive study in the region, was prepared based on a survey of 232 financial sector organizations in Kazakhstan, Kyrgyzstan, and Tajikistan, according to the bank's press service.
The document presents a systematic analysis of the transformation of the global artificial intelligence industry in 2024–2025. The report examines the financial sector as a key driver of AI adoption, noting a shift in focus from the automation of routine operations to the use of predictive analytics, risk management, fraud prevention, and internal process optimization.
According to the study, 36% of financial sector organizations are already using artificial intelligence technologies, and another 56% are considering implementing them within the next year. Most of the study participants are in the early stages of maturity: 38% of organizations are conducting research, 28% are partially implementing and running pilot projects, and only 2% have achieved full-scale implementation of artificial intelligence technologies.
The report also presents a comparative analysis of international AI readiness indices. It notes that technological maturity and human capital remain key long-term challenges for Central Asian countries.
The publication aims to create a unified regional analytical framework and facilitate the development of coordinated approaches to the development and regulation of artificial intelligence in Central Asian financial markets. The full text of the report is available in the "Research" section of the National Bank of Tajikistan's official website.






































